The confession of an alter ego

So my parents and I went house-hunting… Although we weren’t seriously thinking of purchasing, considering the state of finance (or lack thereof) that I’m in right now, the houses we went to were enough to make me wish that I was born rich (not that I don’t wish that every other day)… Or at least moneyed enough to get me through the RM2,000 a month home loan re-payment…

Dream homes don’t come cheap. Sigh…

Yes, I have expensive taste… And yes, most of the things I need want, I can barely afford… But that doesn’t mean that I’m a spendthrift … No… That said, I don’t have a huge savings either… For rainy day and all that… And rain is a terrible thing when you don’t have the roof of your dream home over your head… Sigh…

Just before my previous boss opted to retire at the age of 40+, he told me that he’d started structuring his retirement plan when he was 35. On hindsight, he said he should have started when he was 25. I was 26 when he shared with me this little bit of wisdom… And like a true consumer (as oppose to saver), I paid little heed to his advise…

Two years down the road and with the weight of study loan, car loan, credit card debt and guilt on my little shoulders, the gravity of the situation is even more apparent… Which is why (whilst attending a rather dull meeting), I managed to scribble down an action plan towards a more  "saving oriented" Me…

Let’s just see how this resolution turns out huh…